Understand & Prioritise - Portfolio Insight Services
Risk management due diligence
Find weaknesses and value opportunities in your lending and risk management activities
Reporting & segmentation
Convert your raw account data into concise, accurate and timely management information
Analysis & benchmarking
Understand where value improvement opportunities exist through analysis and benchmarking portfolio segment performance
Forecasting & valuation
Understand the value embedded in your portfolios and the potential future cashflows at a segment level
Scenario analysis
Accurately model and predict future outcomes to create a prioritised portfolio performance action plan
Scenario analysis
Understand future balance sheet structure and size and run scenario-based forecasting on new business, customer behaviour and collections. Undertake scenario analysis of your portfolio valuations to create a prioritised portfolio performance action plan
Typical Applications
Undertaking analysis of the potential impact on cash flow value and balance sheet of changing recruitment mix or worsening customer behaviour
Determining which portfolio levers to apply, and by how much, to achieve a desired performance outcome
Identifying the best sequencing for dealing with recruitment, account management and collections issues
Example Clients
"The analytics that the guys performed on the existing portfolio gave us a
high degree of comfort. We knew what we were buying and we understood the risks
inherent in that business."
Peter Gordon -
Partner, 3i