Drive Performance - Value Realisation Services
Underwriting & account management
Increase the value of underwriting and account management decisions through analytics and value based strategies
Collections & debt management
Improve your collections capability through enhanced segmentation, analytics based strategies and performance monitoring
Debt sale
Understand the value opportunities from debt sale to complement your debt management strategies
Risk modelling & forecasting
Develop and implement robust and accurate scorecards and models to support business decisions and Basel II
Fraud management & prevention
Understand and effectively manage fraud threats
Risk modelling & forecasting
Development of scorecards for use across the credit cycle: application, behaviour, collections, fraud. Building IFRS compliant provisioning and default forecasting models. Developing Basel II PD, EAD and LGD models to ensure compliance, embedding and extracting value from the Basel II approach to increase robustness of risk management.
Typical Applications
Changing application characteristics and customer behaviour requiring a refresh of scorecards and strategy
Rebuilding or reviewing Basel models to ensure accuracy and compliance, and meeting the use test by identifying how to integrate the models into day to day business activity
Introducing new provision modelling methodology to standardise or increase the accuracy of existing approaches
Example Clients
"I particularly liked having access to your incredibly strong analytical skills. I certainly
enjoyed the empowerment that they have created for me."
Martin Gatenby -
Head of Credit Control, Bradford & Bingley