Understand & Prioritise - Portfolio Insight Services
Risk management due diligence
Find weaknesses and value opportunities in your lending and risk management activities
Reporting & segmentation
Convert your raw account data into concise, accurate and timely management information
Analysis & benchmarking
Understand where value improvement opportunities exist through analysis and benchmarking portfolio segment performance
Forecasting & valuation
Understand the value embedded in your portfolios and the potential future cashflows at a segment level
Scenario analysis
Accurately model and predict future outcomes to create a prioritised portfolio performance action plan
Forecasting and valuation
Model expected cash flows and the key levers that drive profitability. Complement this with accurate forecasts of future arrears and losses to support planning and provisioning and to identify and turn around unprofitable segments.
Typical Applications
Understanding the value impact of alternative pricing and retention strategies through modelling the trade-off between price, response and value
Building a robust view of the embedded value of a portfolio to consider keep ⁄ grow %frasl; sell strategic options
Development of robust provisions and bad debt targets which recognise key portfolio features such as seasoning, operational performance and recruitment quality
Example Clients
"I think what we really liked was that the team was really responsive to our
request and was really prepared to customise the approach to our needs."
Jean Bonnavion -
Vice President, Palamon