Understand & Prioritise - Portfolio Insight Services
Risk management due diligence
Find weaknesses and value opportunities in your lending and risk management activities
Reporting & segmentation
Convert your raw account data into concise, accurate and timely management information
Analysis & benchmarking
Understand where value improvement opportunities exist through analysis and benchmarking portfolio segment performance
Forecasting & valuation
Understand the value embedded in your portfolios and the potential future cashflows at a segment level
Scenario analysis
Accurately model and predict future outcomes to create a prioritised portfolio performance action plan
Analysis and benchmarking
Detailed data analysis to identify under-performance and the contributing factors, combined with understanding portfolio performance relative to the market will identify initial opportunities to improve risk practices and value
Typical Applications
Understanding and addressing unusual portfolio trends through comparison to previously observed performance and to competitor experience
Determining if internal performance trends are aligned to market and if any variance is driven by differences in lending or risk strategy
Understanding the underlying drivers of lending and risk metrics and the impacts of making adjustments to these
Example Clients
"Euristix came with a very practical approach to delivering solutions
through analytics"
Derek Usher -
Head of Risk Operations, HBOS